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Nonprofit Housing and Financial Counseling Agencies

Need help managing your money or planning for a home purchase?

The counseling agencies listed below can offer you many different services, from helping you pay off your bills to helping you save your home from foreclosure. Review the list to determine which agencies offer the services and eligibility standards that you need.

Contact Information Service Available
ACORN Housing Corp
16 West 25th Street
Baltimore, MD 21218
410-243-9790
baltimore.ACORN.org
ACORN housing provides one-on-one mortgage loan counseling, first-time homebuyer classes, predatory lending counseling, and they help obtain affordable mortgages through unique lending partnerships.
Belair-Edison Neighborhoods, Inc (BENI)
3412 Belair Road
Baltimore, MD 21213
410-485-8422
www.belair-edison.org
In one on one sessions with BENI’s homeownership counselor, residents learn how to prepare a savings plan, protect or improve their credit, choose a realtor, shop for a mortgage, and maintain a home.
Comprehensive Housing Assistance Inc (CHAI)
5721 Park Heights Ave
Baltimore, MD 21215
410-466-1990
www.chaibaltimore.org
CHAI offers homebuyer counseling and education, low-interest loans that can be used for down payments, closing costs or home improvements, renter referral information and grants for older adults to make adaptations to their home.
Druid Heights CDC
2140 McCulloh Street
Baltimore, MD 21217
410-523-1350
www.druidheights.com
Provides comprehensive housing counseling in the areas of tenancy, pre & post homeownership, mortgage default/delinquency prevention, financial accountability, forbearance, repairing credit, home equity mortgage conversion, predatory lending and fair housing laws, through daily individual counseling, and quarterly group workshops and seminars.

Harbel Housing Partnership
5807 Harford Road
Baltimore, MD 21214
410-444-9152
www.harbel.org
Harbel provides free homeownership, budget, and credit counseling for individuals and groups; they can also connect residents to a wide range of grants and programs throughout Baltimore City.
Neighborhood Housing Services (NHS)
244 N. Patterson Park Ave
Baltimore, MD 21231
410-327-1200
NHS provides homeownership counseling, down-payment assistance and foreclosure prevention training.
Southeast Community Development Corp.
3700 Eastern Ave.
Baltimore, MD 21224
410-342-3234
www.southeastcdc.org
SouthEast CDC provides free homeownership education including first time homebuyer education (certificate program), Live Near Your Work, foreclosure prevention counseling, reverse mortgage counseling, and loss mitigation. They also provide financial education about budgeting, credit, and banking. Services are available in English and Spanish.

St. Ambrose Housing Aid Center
321 E. 25th Street
Baltimore, MD 21218
410-366-8550
www.stambros.org
St. Ambrose offers free homeownership counseling; a home sharing program (matches people living alone with compatible housemates), default mortgage counseling, legal services for homeowners who are victims of home improvement fraud/predatory lending, and rental services for families with special needs.

Tri-Churches Housing Inc.
815 Scott Street
Baltimore, MD 21230
410-385-1463
www.trichurcheshousing.org
Tri-Churches is a church and community partnership committed to providing affordable housing for every low to moderate in come households.


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