Like a home
needs a good, solid foundation, so does your financial house. Use the resources
below to get started.
Check your credit report annually. Click here to get your free credit report from each
bureau.
Don’t be a victim of Identity Theft. Click here to find out how you can protect yourself.
Beware of Predatory Lending. Click here for more information.
Clean Up Your Credit Report. You do not have to pay someone else to repair your credit. Click here to find out what you can do.
Plan Your Spending. Does your money run out before the end of the month? Create a spending plan to help you organize your income flow. Click here for a monthly budget template you can use.
More Topics Check out the Consumer Resource Manual for more topics.
Get Out of Debt
Some people manage to get out of debt themselves, but some people need help. A credit counseling agency can lower your interest rates, lower your payments if you’re behind, stop late and over-limit fees and sometimes restore your credit rating on credit accounts.
Consumer Credit Counseling Services offers debt counseling and management, repayment programs, and financial management seminars, all at no charge. Call 1-800-642-2227, or visit their website here.
Save Money and Build Wealth
You don't have to be rich to build your wealth. Learn some important tips about how to save money every day and increase your savings for the future.
Maryland Saves is a coalition of financial institutions and nonprofit organizations that encourage Marylanders to build wealth by paying off their debts and saving their money. Learn valuable money saving tips and use the free tools to help you set financial goals.
Visit their website and start saving today!
Bank Accounts. To build your wealth you need a place to save your money safely! Here is a list of some financial institutions around Maryland that offer savings accounts, low-minimum monthly balances, and competitive interest rates for saving and checking accounts.
For questions not answered here, you can contact Julie Judy at (443) 451-4075 or
jjudy@seedco.org.
